Over the years, I have had the pleasure of helping many buyers find a home they love in Toronto. From first-time buyers to newcomers, and relocators to investors, I have truly enjoyed guiding each of them through the home-buying process.
My extensive personal and professional real estate experience makes it possible for me to guide my clients with the expert advice they need.
Here are a few of the most common questions buyers have asked me:
How much can I afford to spend?-
To establish a budget before you start the home search, meet with a financial advisor or mortgage specialist. They will help you determine a budget by looking at your credit, debt, income, and other factors.
What are the extra costs involved?+
When buying a home, it’s important to factor in the other fees involved in the purchase. Of course, there is the downpayment and actual cost of the home. But other fees include land transfer taxes, closing costs, home inspections, lawyer fees, adjustment costs, property insurance, and more.
How do I really know what the home is worth?+
To determine the fair market value of a home and put forward a solid offer, I will complete a Comparative Market Analysis for the property. I will compare the home with other properties that have recently sold in the area and are in similar condition, size, and age. Recent improvements, location, and the current market will all have an impact on the home’s worth.
Do I need to hire a lawyer?+
Having a lawyer for the home-buying process provides both legal protection and ease of mind. Your lawyer will ensure that all documents are in good legal standing and that the process is completed correctly. Because buying a home is such a large investment, I always recommend having a lawyer on your side.
What neighbourhood should I live in?+
Choosing the right neighbourhood is one of the toughest decisions to make during this process. When trying to determine the right community, it is important to consider your commute, lifestyle, space needed, plans for the future, and your budget. I will take you through any neighbourhood of interest to show you the pros and cons of the area.
Do I have to have a home inspection done?+
When you’re buying a home, you want to feel 100% confident in your purchase; having a home inspection completed will provide you with a better understanding of the home’s condition so there are no surprises after you move in. Buyers that don’t enlist the help of home inspectors can often purchase a home and later find many costly problems.