A relocation guide for Quebec professionals and families entering the Toronto market
Moving from Montreal to Toronto is not just a geographic change—it’s a lifestyle shift. While both cities offer strong job markets, vibrant culture, and historic neighbourhoods, their real estate markets operate very differently.
If you’re planning to relocate from Montreal to Toronto, it’s important to understand how pricing, process, and pace change from province to province. This guide outlines what buyers from Quebec need to know before making a move.
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1. Prepare for a Faster-Paced Real Estate Market
Montreal buyers are used to a market with a more relaxed pace, longer offer windows, and seller flexibility. Toronto is different.
What to expect in Toronto
– Many properties are listed with offer dates and can sell within 3–7 days
– Multiple offers (bidding wars) are common on well-priced homes
– Sellers expect pre-approved buyers and firm offers
How to prepare
– Get your mortgage pre-approval ready before touring
– Work with a Toronto-based agent who knows local offer strategies
– Understand that decisiveness is key in Toronto’s most competitive neighbourhoods
2. Understand the Price Gap—And What Drives It
Home prices in Toronto are significantly higher than in Montreal, especially in high-demand school districts or central neighbourhoods.
Key pricing differences (as of Spring 2025)
– Average detached home in Montreal: approx. $900,000
– Average detached home in Toronto: approx. $1.7M+
– Condos in Toronto range from $750K to $1.2M+ depending on location
Why the gap?
– Toronto has a larger population, denser job core, and higher land values
– School district quality and transit access heavily influence home prices
– Municipal land transfer taxes further increase closing costs
3. Adjust to Ontario’s Real Estate Process
Real estate transactions in Ontario follow a different legal and procedural structure compared to Quebec.
Key differences:
– No notary required: Ontario uses real estate lawyers for closings
– Land transfer tax: Buyers in Toronto pay both provincial and municipal tax
– Firm offers preferred: Many Toronto sellers expect no conditions on financing or inspection
Advice for Montreal buyers:
– Work with a local real estate lawyer early in the process
– Ask your agent to walk you through standard forms and terms used in Ontario
– Be clear on what your total closing costs will be, including legal fees and taxes
4. Learn the Neighbourhoods That Fit Your Lifestyle
Many families and professionals relocating from Montreal want a mix of community, walkability, school access, and green space. Toronto offers many options—but each area feels different.
Neighbourhoods popular with Montreal relocators:
– Riverdale & Playter Estates – Strong public schools, walkable, near the Danforth
– Leaside – Family-friendly, close to French Immersion programs
– The Annex – Older homes, near University of Toronto and cultural venues
– Rosedale – Quiet, central, and one of the most prestigious neighbourhoods in the city
– The Beaches – Relaxed, lakeside, strong community feel
Pro tip: Don’t try to replicate Montreal—find a neighbourhood that fits your next chapter.
5. Work With an Agent Who Understands Inter-Provincial Moves
Relocating across provinces isn’t just about finding the right property—it’s about navigating timing, travel, financing, and legal expectations.
What you need from your agent:
– A clear understanding of both the Toronto market and relocation logistics
– Honest advice about schools, resale potential, and neighbourhood transitions
– The ability to tour on your behalf and manage key steps remotely
Final Thought
Moving from Montreal to Toronto is a major transition—but it also opens the door to new opportunities. The key is having the right guidance from the beginning.
If you’re considering relocating to Toronto, I can help you make the move with clarity, confidence, and a strong understanding of what to expect—before you arrive.
Send an email at olena@agentolena.com or call 647.294.3039 to get started.
